Crypto Tax Software Costs: CoinLedger vs Koinly vs CoinTracker

Last checked 21 Oct 2026 · Prices from coinledger.io/pricing, CoinLedger’s pricing help article, koinly.io/pricing and cointracker.io/pricing. Prices are in USD as shown on those pages on 21 Oct 2026.

Why creators paid in crypto need this

If a sponsor, client or student pays you in crypto, the IRS treats it as income at its US-dollar value on the day you receive it. Independent contractors also count it as self-employment income (IRS virtual currency FAQ, Q9 and Q10, last reviewed 30 Jun 2026). When you later sell, swap or spend that crypto, you can have a capital gain or loss as well. Crypto tax software imports your wallets and exchanges, works out cost basis and produces the forms. All three tools below price that work by your transaction count.

Cost by transaction count

What each tool charges for one tax year, by the number of transactions in that year:

Each tool defines a transaction slightly differently:

• CoinTracker counts only the tax year you’re filing, never counts spam and dust, and excludes some staking rewards and interest (up to USD 25 on Base, unlimited from Prime).
• Koinly counts deposits, withdrawals and trades, but groups related transactions and filters spam.
• CoinLedger assigns a tier from the transactions you import. If you go over your tier later, you pay the difference to move up.

Worked example. A creator receives 12 monthly sponsor payments in USDC, converts each one to dollars, and makes 30 other swaps in the year. That’s about 54 transactions, which fits the cheapest paid tier on all three: $49 on CoinLedger or Koinly, $59 on CoinTracker. At 300 transactions, CoinLedger and Koinly charge $99, because their middle tier runs to 1,000. CoinTracker charges $199, because Prime is the next tier above 250.

What each one includes

CoinLedger (pricing):

• Free portfolio tracking with unlimited wallet and exchange syncs and 1,000+ integrations.
• Paid tiers: Hobbyist $49 (up to 100 transactions), Investor $99 (up to 1,000), Pro from $199 (3,000+, with more transactions bought in the app). Its help centre says 10,000+ transactions fall into an Unlimited tier at $499.
• Each tax report is a one-time purchase. Reports are available for tax years 2010 to 2025, and you can regenerate a report free as long as you stay within your tier.
• Reports include IRS Form 8949, international tax reports, an income report (fair market value of crypto income from mining, staking, interest and more), capital gains and audit trail reports, and tax-loss harvesting tools.
• Exports to TurboTax Online and Desktop, TaxACT, H&R Block Desktop and TaxSlayer.
• Refund within 14 calendar days of purchase. A separate Done For You service is quoted from $3,500; CoinLedger says most engagements land between $3,500 and $6,000 (Done For You).

Koinly (pricing):

• Free plan: up to 10,000 transactions for tracking, and a capital gains preview, but no tax reports.
• Paid tiers per tax year: Newbie $49 (100 transactions), Hodler $99 (1,000) and Trader from $199 (3,000+). Above 10,000 transactions, you buy top-ups of 1,000 at a time.
• Paid plans include Form 8949 and Schedule D, international tax reports, a comprehensive audit report and export to TurboTax and TaxACT. Mining, staking, lending and airdrops are listed features.
• Not a subscription. Unlimited report downloads for the paid tax year. Refund within 7 days if you haven’t generated a report. Payment by card or crypto.

CoinTracker (pricing):

• Free: tax summary and portfolio value, no downloadable tax forms.
• Paid tiers per year: Base $59 (100 transactions), Base+ $99 (250), Prime $199 (1,000), Prime+ $299 (2,500), Ultra $499 (10,000) and Ultra+ $999 (25,000). Higher-volume plans start at $1,999; Full Service starts at $3,499 a year.
• Paid plans include Form 8949 and Schedule D for the current year and every past year, TurboTax and H&R Block integrations, and 1099-DA reconciliation. Prime adds tax-loss harvesting and a tax lots breakdown; Ultra adds cost basis method by wallet and year and priority support.
• Counts only the current tax year’s transactions. Supports 40+ countries with local currency.

Who each fits, based on published pricing and features

This is a reading of each vendor’s published plans and prices, not a tested recommendation. None of these tools has been tested hands-on for this page.

• CoinLedger’s published pricing fits creators with up to about 1,000 transactions a year who want one-time payments per report, income and audit-trail reports, and a wide choice of tax-software exports including TaxSlayer.
• Koinly’s published pricing fits creators who want the same per-year price points, a free plan that tracks up to 10,000 transactions before paying, and the option to pay in crypto.
• CoinTracker’s published pricing fits creators who file several years at once, since paid plans include every past year’s forms, or who want 1099-DA reconciliation and TurboTax or H&R Block integrations. Its price rises faster between 250 and 1,000 transactions.

What this page doesn’t cover

This comparison uses official pricing and help pages only. It doesn’t judge import accuracy, how each tool handles payments for services, or support quality, because those need hands-on use. This is general information, not tax advice; rules differ by country, so speak to a qualified professional about your own return.

See CoinLedger plans (opens in new tab, affiliate link)

Other tools’ official pricing: Koinly · CoinTracker