CoinLedger vs Koinly: Prices, Transaction Limits and Refunds
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Short answer
CoinLedger and Koinly list the same entry prices: $49 per tax year for up to 100 transactions, $99 for up to 1,000 and from $199 for 3,000+. Both are one-time purchases per tax year with free import and preview. The differences are in the fine print: what counts as a transaction, refund conditions (Koinly 7 days if no report generated; CoinLedger 14 days for a verified software limitation) and payment methods.
Last checked 23 Oct 2026 · Prices from coinledger.io/pricing, CoinLedger’s pricing help article and koinly.io/pricing. Prices in USD as shown on those pages.
Prices side by side
| Transactions per tax year | CoinLedger | Koinly |
|---|---|---|
| Import, tracking, gains preview | Free | Free (up to 10,000 transactions) |
| Up to 100 | USD 49 (Hobbyist) | USD 49 (Newbie) |
| Up to 1,000 | USD 99 (Investor) | USD 99 (Hodler) |
| 3,000+ | From USD 199 (Pro) | From USD 199 (Trader) |
| 10,000+ | USD 499 (Unlimited, per help centre) | Top plan plus 1,000-transaction top-ups (price not shown) |
| Billing | One-time per tax year | One-time per tax year |
| Upgrading | Pay the difference; no downgrades | Pay the difference |
CoinLedger’s help article shows the Hobbyist tier as $49.99 in a checkout example, while the pricing page shows $49. Check the amount at checkout.
What counts as a transaction
This is where two tools with identical price tables can charge you differently.
- CoinLedger bills taxable transactions: buys, sells, crypto-to-crypto trades, fees, mining, staking and interest income, airdrops, payments and gifts, plus transfers and failed transactions. Non-taxable self-transfer deposits and withdrawals don’t count, and it deducts up to $25 worth of micro-transactions (staking, interest and small payouts) from your count (help article).
- Koinly counts “any deposit, withdrawal or trade that you add”, and says it automatically groups related transactions and filters out spam (pricing FAQ).
If you move coins between your own wallets a lot, import everything into both free tiers and compare the counts each one shows before paying.
Tax forms and exports
Both pricing pages list IRS Form 8949, international tax reports, an audit report and TurboTax export. CoinLedger’s page also lists TaxACT, H&R Block Desktop and TaxSlayer imports, plus income, capital gains and audit trail reports. Koinly’s lists Form 8949, Schedule D, TurboTax and TaxACT export.
Refunds
- Koinly: full refund within 7 days of purchase if you haven’t generated a tax report yet.
- CoinLedger: a 14-day refund policy that applies only when all three conditions in its refund policy are met: the request is within 14 days of purchase, no tax report has been downloaded, and its support team verifies a bug or product limitation that stops you getting an accurate report. No refunds for change of mind. (The pricing-page FAQ words this more loosely, as “if you are not satisfied”, but points to the same policy.)
Since both let you preview gains free, the safe order is: import everything, fix errors, check the count, then pay.
Who each fits, based on published features and pricing
This is a reading of each vendor’s published plans and prices, not a tested recommendation. Neither product has been tested hands-on for this page.
- CoinLedger’s published terms fit people who move crypto between their own wallets often (self-transfers aren’t billed), have 10,000+ transactions (a published $499 tier), or file with H&R Block Desktop or TaxSlayer.
- Koinly’s published terms fit people who want a refund window that doesn’t depend on a software fault, want to pay in crypto, or want to preview a large history (up to 10,000 transactions) free.
If you’re paid in crypto as a creator
In the US, the IRS treats crypto received for services as ordinary income at its fair market value when received (IRS digital assets). Both tools record income transactions, but both price by transaction count, so frequent small payments push you up a tier faster than a few large ones. See what crypto tax software costs for CoinTracker’s prices as well.
Related reading: CoinLedger review, CoinLedger Form 8949 and CoinLedger vs CoinTracker vs Koinly.
What this page doesn’t cover
It is based on official pricing and help pages. It doesn’t rate accuracy, DeFi handling or support quality, which need hands-on use. This is not tax advice; check your situation with a qualified tax professional.
See CoinLedger plans (opens in new tab)
See Koinly plans (opens in new tab)
See also: TokenTax vs Koinly · Koinly vs Awaken · Koinly vs ZenLedger · crypto tax software for the USA
Frequently asked questions
Is Koinly cheaper than CoinLedger?
Not on list price. On 23 Oct 2026 both pricing pages showed $49 for 100 transactions, $99 for 1,000 and from $199 for 3,000+, per tax year. What you pay can still differ because the two count transactions differently.
How does each count transactions?
Koinly counts any deposit, withdrawal or trade you add, but says it groups related transactions and filters spam. CoinLedger counts buys, sells, trades, fees, income, payments and transfers, but does not count non-taxable self-transfer deposits and withdrawals, and deducts up to $25 worth of staking and interest micro-transactions.
What do I pay above 10,000 transactions?
CoinLedger's help centre says accounts with 10,000 or more transactions fall into an Unlimited tier at $499. Koinly says to buy its top plan and add 1,000-transaction top-ups in the app; the top-up price isn't shown on its pricing page.
What are the refund rules?
Koinly refunds within 7 days of purchase if you haven't generated a tax report. CoinLedger's refund policy offers a 14-day refund policy only if all three conditions are met: you ask within 14 days of purchase, you haven't downloaded any tax report, and a verifiable bug or product limitation (confirmed by its support team) stops you getting an accurate report. It doesn't refund for change of mind.
Do I have to pay again each year?
Yes, for each tax year you need. Both sell reports per tax year as one-time purchases, not auto-renewing subscriptions. CoinLedger offers 15% off reports for 2018 and earlier.
Can I pay in crypto?
Koinly's pricing FAQ lists cards and BTC, ETH, DAI and USDC. CoinLedger's pricing page and pricing help article don't list payment methods.