Crypto Tax Software for the USA: IRS Forms and Prices Compared
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Short answer
US crypto tax software needs to produce Form 8949 and Schedule D figures in US dollars and handle cost basis across wallets. CoinLedger and Koinly start at USD 49 per tax year for 100 transactions; CoinTracker Base is USD 59 a year with past years included; Summ Rookie is USD 49 a year; ZenLedger Silver USD 49; Awaken Fish USD 99 a year for 300 transactions. This page compares published prices and IRS-related features only.
This page is general information, not tax advice. Check your situation with a qualified tax professional.
Last checked 28 Oct 2026 · Prices from coinledger.io/pricing, koinly.io/pricing, cointracker.io/pricing, summ.com/us/pricing/personal, zenledger.io/pricing and awaken.tax/pricing. IRS context: About Form 8949 and Topic No. 409 Capital gains and losses.
What US crypto tax software has to do
- Track cost basis across exchanges and wallets when you transfer between them.
- Treat sales, swaps and many spends as disposals, valued in US dollars at the time.
- Produce Form 8949 detail and Schedule D totals that match how you file (or what you hand an accountant).
- Separate income items such as staking or mining where the vendor supports those categories.
- Let you pick a cost-basis method the vendor supports (FIFO, Spec ID / wallet-based lots, and others each lists).
Published prices and US features
| Tool | About 100 tx | About 1,000 tx | Higher tiers | Billing | US forms it publishes |
|---|---|---|---|---|---|
| CoinLedger | USD 49 (Hobbyist) | USD 99 (Investor) | From USD 199 (Pro, 3,000+) | One-time per tax year | Form 8949; international reports |
| Koinly | USD 49 (Newbie) | USD 99 (Hodler) | From USD 199 (Trader, 3,000+) | One-time per tax year | Form 8949, Schedule D; TurboTax / TaxACT export |
| CoinTracker | USD 59 (Base) | USD 199 (Prime) | USD 99 (Base+, 250) to USD 999 (Ultra+, 25,000) | Yearly; past years included | Form 8949 and Schedule D; TurboTax and H&R Block |
| Summ | USD 49 (Rookie) | USD 99 (Hobbyist) | Investor USD 249 (10,000); Trader USD 499 (100,000) | Yearly subscription; all tax years | TurboTax and H&R Block on US page |
| ZenLedger | USD 49 (Silver) | Gold covers up to 5,000 at USD 199 | Platinum USD 399 (15,000); Unlimited add-on USD 600 | DIY plans on pricing page | Federal filing features listed on pricing page |
| Awaken | Minnow USD 0 (100 tx, no exports) | Fish USD 99 (300 tx); Dolphin from USD 199 (1,000+) | Whale from USD 599 (10,000+) | Yearly; page says no auto-charge; paid plans include past years | Form 8949, Schedule D; TurboTax / TaxACT |
Summ’s US page on 28 Oct 2026 listed Rookie USD 49, Hobbyist USD 99, Investor USD 249 and Trader USD 499 (Traffic GSC price check + vendor page). CoinTracker counts transactions in the tax year you are filing; spam and dust rules are on its pricing FAQ.
Who each fits, based on published features and pricing
This is a reading of published features and prices, not a tested recommendation. None of these tools was tested hands-on for this page.
- CoinLedger or Koinly: fit one-year filers who want a one-time payment from USD 49 for about 100 transactions.
- CoinTracker or Summ or Awaken (paid): fit people catching up several years under one yearly purchase, per each vendor’s billing copy.
- ZenLedger: fits filers who want its DIY Silver/Gold/Platinum ladder, with an Unlimited add-on listed at USD 600 on top of Platinum.
- Awaken Minnow: fits a free preview with no tax-report export until you move to Fish or above.
Import your full history on a free tier first. Check the transaction count the vendor will bill, then buy the matching plan.
See also CoinLedger vs Koinly, Koinly vs CoinTracker, Koinly vs ZenLedger, CoinLedger Form 8949, crypto tax software costs and crypto tax software UK.
What this page doesn’t cover
It does not check calculation accuracy, income tax on staking or mining, wash-sale treatment debates, or business-trader status. It is general information, not tax advice.
Frequently asked questions
Which crypto tax software is best in the USA?
This page does not rank them. None was tested hands-on. It sets out published prices and IRS-related features so you can match them to your transaction count, how many years you need and how you want to pay.
What IRS forms does crypto tax software produce?
Most US-facing tools list Form 8949 and Schedule D exports, often with TurboTax or similar import. Confirm on each vendor's pricing or feature page for the plan you buy.
Do I need Form 8949 for every crypto sale?
IRS instructions for Form 8949 cover capital asset sales and exchanges. Crypto treated as property generally belongs there when you dispose of it. This is general information, not tax advice.
Which tools charge per tax year vs one yearly subscription?
CoinLedger, Koinly and ZenLedger price each tax year (or DIY plan year) separately on their pricing pages. CoinTracker, Summ and Awaken sell yearly subscriptions that their pages say cover past years' reports as well.
Can I see gains before paying?
Yes on the tools listed here. Each publishes a free preview or free tier for imports and capital-gains preview; paid plans unlock downloadable tax forms.
Are prices in US dollars?
The pricing pages checked on 28 Oct 2026 listed USD for CoinLedger, Koinly, CoinTracker, Summ (US page), ZenLedger and Awaken.