Circle Pricing: Plans, Fees and What You Keep
Short answer
Circle has 3 plans from $99 to $419 a month: Professional $99, Business $219, Scale $419. Platform fee: 2.0%, 1.0% per sale, plus card processing. On $5,000 of one-time sales from 100 payments in a month, Circle Professional leaves you $4,606 after the plan price and fees. Prices checked 20 Oct 2026.
Last checked · Prices from circle.so (opens in new tab) and help.circle.so (opens in new tab) · how we check
On this page 5 sections
Key facts
| Plan | Monthly | Annual (per month) | Platform fee | Card processing | Limits |
|---|---|---|---|---|---|
| Professional | $99 | $89 | 2.0% | Stripe 2.9% + $0.30 | — |
| Business | $219 | $199 | 1.0% | Stripe 2.9% + $0.30 | — |
| Scale | $419 | $419 | 1.0% | Stripe 2.9% + $0.30 | — |
| Sources: circle.so/pricing (opens in new tab) · help.circle.so/p/payments/paywall-setup/paywall-transaction- (opens in new tab) | |||||
Circle’s plans:
- Professional: billed annually $89/month; billed monthly $99; transaction fee 2%
- Business: billed annually $199/month; billed monthly $219; transaction fee 1%
- Scale: billed annually $419/month; billed monthly unconfirmed; transaction fee 1%
- Circle Plus: billed annually custom; billed monthly custom; transaction fee 0.5%
Circle’s fee comes on top of Stripe’s processing. (circle.so/pricing; paywall transaction fees; checked 20 Oct 2026)
Circle Professional
$99/mo
$89/mo billed annually
2.0% platform fee
Card processing: 2.9% + $0.30 (US cards) paid to the processor.
Circle Business
$219/mo
$199/mo billed annually
1.0% platform fee
Card processing: 2.9% + $0.30 (US cards) paid to the processor.
Circle Scale
$419/mo
$419/mo billed annually
1.0% platform fee
Card processing: 2.9% + $0.30 (US cards) paid to the processor.
Fees
- Circle transaction fee: 2% / 1% / 1% / 0.5% (Circle Plus).
- Stripe processing: 2.9% + 30¢. Subscriptions and instalments use Stripe Billing, which adds 0.7%. One-time payments use Stripe Invoicing, which adds 0.4% (3.3% + 30¢ in total). Source
- Example: at $5,000 a month from 100 one-time sales on Professional (monthly billing), you keep about $4,606.
Hidden costs and limits
- Monthly-billing prices come from the structured data on Circle’s pricing page. The page text only shows annual-billing prices. Scale’s listed monthly price equals its annual price ($419, re-checked 20 Oct 2026), which may be an error, so treat Scale’s monthly figure as unconfirmed.
- One-time sales use Stripe Invoicing, which adds 0.4% per paid invoice on top of card processing. Circle’s own fee table lists one-time fees at 3.3% + 30¢ in Stripe fees. Our calculators include it. (Circle help, Stripe Invoicing pricing, checked 20 Oct 2026)
Price history
Material change
monthly: not recorded → Professional $99, Business $219, Scale $419 (Scale value looks anomalous) · source (opens in new tab)
plans: 3 plans → added Circle Plus (custom price, 0.5% fee) · source (opens in new tab)
Material change
one-time sales fee: Stripe Invoicing fee not modelled → +0.4% Stripe Invoicing on one-time paywall sales (Professional default keep $4,626 → $4,606) · source (opens in new tab)
Is Circle worth it?
Frequently asked questions
How much does Circle cost?
Billed annually: Professional $89 a month, Business $199 and Scale $419. Circle's site lists monthly billing at $99 for Professional and $219 for Business. Checked 20 Oct 2026.
What are Circle's transaction fees?
Circle charges 2% (Professional), 1% (Business and Scale) or 0.5% (Circle Plus) on paywall sales. Stripe's processing comes on top: 2.9% + 30¢, plus 0.7% Stripe Billing on subscriptions.