Crypto Tax Software NZ: Koinly, CoinLedger and CoinTracker
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Short answer
Inland Revenue treats cryptoassets as property, and taxable crypto income goes on an IR3 return. Koinly lists an Inland Revenue tax report using FIFO. CoinLedger says it's built for New Zealand rules and reports in any currency. Paid plans at both start at USD 49 per tax year; CoinTracker starts at USD 59.
Last checked 27 Oct 2026 · Tax facts from Inland Revenue: Cryptoassets. Prices from koinly.io/pricing, coinledger.io/pricing and cointracker.io/pricing.
What Inland Revenue says
- Cryptoassets are treated as a form of property for tax purposes.
- The tax treatment depends on the asset’s characteristics and use, not its name.
- Buying or selling cryptoassets isn’t subject to GST. There are GST implications if you receive them as payment for normal business activities.
- If you have taxable income from a cryptoasset activity, you file an IR3 return.
Prices and NZ features
| Tool | Entry paid plan | NZ features listed | Currency |
|---|---|---|---|
| Koinly | USD 49 per tax year (100 transactions) | Inland Revenue report, FIFO | USD list prices |
| CoinLedger | USD 49 per tax year (100 transactions) | Built for NZ tax rules, reports in any currency | USD list prices |
| CoinTracker | USD 59 per year (100 transactions) | 40+ countries supported | Local-currency checkout |
Higher tiers: Koinly USD 99 for 1,000 and USD 199 for 3,000; CoinLedger USD 99 for 1,000 and from USD 199 for 3,000+; CoinTracker USD 199 for 1,000.
Who each fits, based on published features and pricing
This is a reading of the published pages, not a hands-on test.
- Koinly’s published features fit NZ filers who want a named Inland Revenue report and local exchanges such as Coinspot, Swyftx and BTC Markets.
- CoinLedger’s published features fit people who want reports in any currency at the same entry price and also file in another country.
- CoinTracker’s published features fit people who would rather pay in local currency and are catching up on several years.
Other countries and tools
Frequently asked questions
Is crypto taxed in New Zealand?
Inland Revenue says cryptoassets are treated as property for tax purposes, and that you need to file an IR3 income tax return when you have taxable income from a cryptoasset activity. How it's taxed depends on how you use the asset, not what it's called.
Is there GST on buying crypto in NZ?
Inland Revenue says cryptoassets aren't subject to GST when bought or sold, but there are GST implications when you receive them as payment for normal business activities.
Which software has an NZ-specific report?
Koinly lists an Inland Revenue-compliant report and supports FIFO, the method its NZ page names. CoinLedger has an NZ page saying it's built for New Zealand tax rules, with international reports in any currency.
Are prices shown in NZD?
Koinly and CoinLedger list prices in USD. CoinTracker says it supports 40+ countries and that checkout can be in your local currency.
Do they support NZ and Australian exchanges?
Koinly's NZ page lists Coinspot, Swyftx and BTC Markets among 900+ integrations. Check each provider's integration list for the exchange you use before paying.
Is this tax advice?
No. This page summarises official and vendor pages. This is not tax advice; check your situation with Inland Revenue or a qualified New Zealand tax adviser.