CoinLedger vs Summ (Crypto Tax Calculator): Prices and Plans
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Short answer
CoinLedger and Summ (formerly Crypto Tax Calculator) both start at $49 for 100 transactions and $99 for 1,000. The difference is billing. CoinLedger sells a one-time report for each tax year. Summ sells a yearly subscription that covers every tax year back to 2013, with the transaction limit counted across all years. That makes Summ cheaper for multi-year catch-ups at low volume.
Last checked 28 Oct 2026 · Prices from coinledger.io/pricing, CoinLedger’s pricing help article, summ.com US pricing, Summ plan details and Summ’s subscription model article. Refund terms from CoinLedger’s refund policy and Summ’s cancellation policy. Prices in USD for US users.
Plans side by side
| Transactions | CoinLedger (per tax year) | Summ (per year, all tax years) |
|---|---|---|
| Free | Portfolio tracking, USD 0 | Import and categorise, USD 0 |
| Up to 100 | USD 49 (Hobbyist) | USD 49 (Rookie) |
| Up to 1,000 | USD 99 (Investor) | USD 99 (Hobbyist) |
| 3,000+ | From USD 199 (Pro) | Covered by Investor |
| Up to 10,000 | USD 499 Unlimited (10,000+) | USD 249 (Investor) |
| Up to 100,000 | Covered by Unlimited | USD 499 (Trader) |
Summ Investor (USD 249 for 10,000) and Trader (USD 499 for 100,000) were confirmed on summ.com/us/pricing/personal on 28 Oct 2026. Summ also offers custom solutions from about 500,000 up to 1,000,000 transactions.
Key differences in the fine print
- What one payment covers. CoinLedger: one tax year. Summ: every tax year back to 2013, while subscribed.
- How the limit is counted. CoinLedger counts each year’s transactions and doesn’t count non-taxable self-transfers. Summ counts transactions across all years, because earlier years feed cost-basis calculations.
- Feature gating. Summ’s Rookie plan leaves out automated on-chain and smart-contract transactions; those start at Hobbyist. Tax-loss harvesting, the tax minimisation algorithm, advanced reports and the audit report start at Investor. CoinLedger gates tiers by transaction count.
- Renewal. Summ renews yearly until cancelled. CoinLedger reports are one-time purchases.
- Tax software. Summ lists filing with TurboTax and H&R Block. CoinLedger lists exports to common US tax software, including TurboTax.
Who each fits, based on published features and pricing
This is a reading of the published plans and prices, not a tested recommendation. Neither tool was tested hands-on for this page.
- CoinLedger fits people filing one year at a time with up to about 1,000 transactions that year, who prefer a one-time payment with no renewal.
- Summ fits people catching up on several years whose combined history stays within a tier, and active DeFi users who would need Hobbyist or above anyway for on-chain and smart-contract coverage.
For other options, see CoinLedger alternatives and crypto tax software costs. For CoinLedger alone, see CoinLedger pricing and the CoinLedger review overview.
What this page doesn’t cover
It doesn’t judge import accuracy, DeFi handling or support quality, which need hands-on use. Prices for non-US users differ by country. This is general information, not tax advice.
See CoinLedger plans (opens in new tab)
See also: Summ review
Frequently asked questions
Is Summ the same as Crypto Tax Calculator?
Yes. Summ's pricing page describes itself as 'Summ (formerly Crypto Tax Calculator)'.
Which is cheaper for one year with 100 transactions?
Neither. On 28 Oct 2026 both listed $49: CoinLedger's Hobbyist report for one tax year, and Summ's Rookie annual subscription.
Which is cheaper for catching up on several years?
At low volume, usually Summ, because one subscription covers all tax years. Three years at about 100 transactions each would be 3 × $49 = $147 on CoinLedger, or $49 on Summ's Rookie if the total across all years stays within 100. Summ's limit counts every year combined, so check your total.
Does Summ renew automatically?
Yes. Summ's help centre says you pay upfront for the year and it renews yearly; you can cancel anytime and keep access until the period ends. CoinLedger's reports are one-time purchases.
What are the refund terms?
CoinLedger's refund policy covers 14 days, only for a software limitation verified by support and before any report is downloaded. Summ's cancellation policy says cancelling stops renewal and keeps access to the end of the period; it doesn't describe a general refund window.
Can I try either before paying?
Yes. CoinLedger lists free portfolio tracking at $0. Summ says it's free to use on signup to import and categorise transactions; reports need a paid plan.