Kajabi vs Thinkific: Pricing, Fees and Plan Limits

Short answer

Kajabi Basic is USD 179 a month (USD 143 billed annually), Growth USD 249 (USD 199) and Pro USD 499 (USD 399). Thinkific Start is USD 109 (USD 82 annually), Grow USD 219 (USD 164) and Expand USD 499 (USD 374). Neither takes a revenue share on its own payments; both add 2% / 1% / 0.5% when you use a third-party gateway.

By Kabir NorthUpdated Prices checked
On this page 7 sections
  1. At a glance
  2. Fees at real revenue levels
  3. Plans and prices
  4. Payment and gateway fees
  5. Limits by plan
  6. Who each fits, based on published features and pricing
  7. Related reading

At a glance

Kajabi vs Thinkific at a glance. Prices checked 30 Oct 2026. At USD 5,000 from 100 one-time sales, US cards.

Kajabi Basic

USD 179/mo

Platform fee
None
Card processing
Stripe 2.9% + USD 0.30
What it is
All-in-one: courses, community, website, email marketing and funnels
Monthly price (billed monthly)
Basic USD 179; Growth USD 249; Pro USD 499
Billed annually (per month)
USD 143 / USD 199 / USD 399
Payments fee (own processor)
Kajabi Payments US: 2.9% / 2.8% / 2.7% + USD 0.30 by plan
Third-party gateway fee
Partial (2% Basic, 1% Growth, 0.5% Pro (PayPal excluded))
Products or courses
5 Basic, 50 Growth, unlimited Pro
Contacts or students
Contacts: 2,500 / 25,000 / 100,000
Communities
1 / 1 / 3
Admin users
2 / 11 / 26
Email marketing and funnels
Yes (Unlimited marketing emails, funnels and landing pages on all plans)
Branded mobile app
Partial (Included on Pro)
Trial or refund window
30-day money-back period
Fees
−USD 354
You keepUSD 4,646 (92.9%)

Kajabi Growth

USD 249/mo

Platform fee
None
Card processing
Stripe 2.9% + USD 0.30
What it is
All-in-one: courses, community, website, email marketing and funnels
Monthly price (billed monthly)
Basic USD 179; Growth USD 249; Pro USD 499
Billed annually (per month)
USD 143 / USD 199 / USD 399
Payments fee (own processor)
Kajabi Payments US: 2.9% / 2.8% / 2.7% + USD 0.30 by plan
Third-party gateway fee
Partial (2% Basic, 1% Growth, 0.5% Pro (PayPal excluded))
Products or courses
5 Basic, 50 Growth, unlimited Pro
Contacts or students
Contacts: 2,500 / 25,000 / 100,000
Communities
1 / 1 / 3
Admin users
2 / 11 / 26
Email marketing and funnels
Yes (Unlimited marketing emails, funnels and landing pages on all plans)
Branded mobile app
Partial (Included on Pro)
Trial or refund window
30-day money-back period
Fees
−USD 419
You keepUSD 4,581 (91.6%)

Thinkific Start

USD 109/mo

Lowest fees at USD 5k
Platform fee
None
Card processing
Stripe 2.9% + USD 0.30
What it is
Course platform with communities, unlimited courses and add-on branded app
Monthly price (billed monthly)
Start USD 109; Grow USD 219; Expand USD 499; Plus by quote
Billed annually (per month)
USD 82 / USD 164 / USD 374 (annual saves 25%)
Payments fee (own processor)
Thinkific Payments: about 2.9% per Thinkific's FAQ
Third-party gateway fee
Partial (2% Start, 1% Grow, 0.5% Expand, none on Plus; first USD 1M a year, US/CA/UK/EU)
Products or courses
Yes (Unlimited courses on all plans)
Contacts or students
Current students: 10,000 on all plans
Communities
1 / 3 / 10
Admin users
2 / 6 / 15
Email marketing and funnels
Partial (Bulk email from Grow)
Branded mobile app
Partial (Add-on, USD 199/mo)
Trial or refund window
30-day free trial; no free plan
Fees
−USD 284
You keepUSD 4,716 (94.3%)

Thinkific Grow

USD 219/mo

Platform fee
None
Card processing
Stripe 2.9% + USD 0.30
What it is
Course platform with communities, unlimited courses and add-on branded app
Monthly price (billed monthly)
Start USD 109; Grow USD 219; Expand USD 499; Plus by quote
Billed annually (per month)
USD 82 / USD 164 / USD 374 (annual saves 25%)
Payments fee (own processor)
Thinkific Payments: about 2.9% per Thinkific's FAQ
Third-party gateway fee
Partial (2% Start, 1% Grow, 0.5% Expand, none on Plus; first USD 1M a year, US/CA/UK/EU)
Products or courses
Yes (Unlimited courses on all plans)
Contacts or students
Current students: 10,000 on all plans
Communities
1 / 3 / 10
Admin users
2 / 6 / 15
Email marketing and funnels
Partial (Bulk email from Grow)
Branded mobile app
Partial (Add-on, USD 199/mo)
Trial or refund window
30-day free trial; no free plan
Fees
−USD 394
You keepUSD 4,606 (92.1%)

Fees at real revenue levels

What you keep on each Kajabi and Thinkific plan
PlanYou keep at USD 1,000/moYou keep at USD 5,000/moYou keep at USD 20,000/mo
Kajabi BasicUSD 786fees −USD 214USD 4,646fees −USD 354USD 19,121fees −USD 879
Kajabi GrowthUSD 717fees −USD 283USD 4,581fees −USD 419USD 19,071fees −USD 929
Thinkific StartUSD 856fees −USD 144USD 4,716fees −USD 284USD 19,191fees −USD 809
Thinkific GrowUSD 746fees −USD 254USD 4,606fees −USD 394USD 19,081fees −USD 919

Assumes one-time sales at a USD 50 average price (so USD 1,000 = 20 sales), US cards, monthly billing, each platform's native payments. Excludes taxes, refunds and payout fees.

Change the numbers to match your business:

What you keep, by platform

Sale type
Plan billing

Adds the processor's international-card surcharge to that share of sales.

Payment gateway
Plans to compare (up to 6)

Systeme.io

Skool

Teachable

Thinkific

Kajabi

Circle

LearnWorlds

Jump to results ↓

Keeps the most

You keep $4,716.00 (94.3%)

Thinkific Start keeps the most at $5,000.00/mo gross.

  1. 1. Thinkific Start

    $4,716.00 kept · 94.3%

    • You keep $4,716.00
    • Platform fee $0.00
    • Processing $175.00
    • Plan cost $109.00

    Total fees $284.00 · effective fee 5.7%

    Visit Thinkific (opens in new tab)
  2. 2. Kajabi Basic

    $4,646.00 kept · 92.9%

    • You keep $4,646.00
    • Platform fee $0.00
    • Processing $175.00
    • Plan cost $179.00

    Total fees $354.00 · effective fee 7.1% · −$70.00/mo vs Thinkific Start

    Visit Kajabi (opens in new tab)
  3. 3. Thinkific Grow

    $4,606.00 kept · 92.1%

    • You keep $4,606.00
    • Platform fee $0.00
    • Processing $175.00
    • Plan cost $219.00

    Total fees $394.00 · effective fee 7.9% · −$110.00/mo vs Thinkific Start

    Visit Thinkific (opens in new tab)
  4. 4. Kajabi Growth

    $4,581.00 kept · 91.6%

    • You keep $4,581.00
    • Platform fee $0.00
    • Processing $170.00
    • Plan cost $249.00

    Total fees $419.00 · effective fee 8.4% · −$135.00/mo vs Thinkific Start

    Visit Kajabi (opens in new tab)

Estimates only. Excludes taxes/VAT, refunds, chargebacks and payout fees unless stated. Not financial advice.

Last checked 30 Oct 2026 · Prices from kajabi.com/pricing and thinkific.com/pricing, including each page’s FAQ on payment and gateway fees.

Kajabi and Thinkific both sell courses and communities without a percentage platform fee on their own payments. They differ on what each plan includes. Kajabi bundles email marketing, funnels and landing pages and caps products and contacts by plan. Thinkific starts cheaper, allows unlimited courses on every plan, and adds email and branding features from Grow.

Plans and prices

Kajabi Thinkific
Entry plan, monthly Basic USD 179 Start USD 109
Entry plan, billed annually USD 143/mo USD 82/mo
Middle plan, monthly Growth USD 249 Grow USD 219
Middle plan, billed annually USD 199/mo USD 164/mo
Top public plan, monthly Pro USD 499 Expand USD 499
Top public plan, billed annually USD 399/mo USD 374/mo
Above that — Plus, by quote

Payment and gateway fees

Kajabi Basic / Growth / Pro Thinkific Start / Grow / Expand
Platform revenue share None None
Built-in payments 2.9% / 2.8% / 2.7% + USD 0.30 (US) About 2.9% (FAQ)
Third-party gateway fee 2% / 1% / 0.5% (PayPal excluded) 2% / 1% / 0.5%; none on Plus
Other listed fees Extra contacts USD 125/mo per 25,000 Optional Sales Tax and VAT Solution, 0.5%

On USD 5,000 a month of sales through a third-party gateway, the 2% entry-plan fee is USD 100 on either platform, before card processing. The middle plans cut it to USD 50.

Limits by plan

Kajabi Basic / Growth / Pro Thinkific Start / Grow / Expand
Products or courses 5 / 50 / unlimited Unlimited
Contacts or students 2,500 / 25,000 / 100,000 contacts 10,000 current students
Communities 1 / 1 / 3 1 / 3 / 10
Websites 1 / 1 / 3 Not listed as a plan limit
Admin users 2 / 11 / 26 2 / 6 / 15
Branded app Pro only Add-on, USD 199/mo
Email and funnels Unlimited marketing emails, funnels, landing pages Bulk email from Grow
SCORM and SSO Not listed on the pricing page Plus only

Who each fits, based on published features and pricing

This is not a hands-on test. It is a reading of each pricing page.

  • Kajabi fits creators who want email marketing, funnels, landing pages and a website on one bill, sell a small number of products on Basic, or want a branded app included on Pro.
  • Thinkific fits creators with many courses who want unlimited courses at a lower entry price, who already use a separate email tool, or who need more communities per plan. Grow fits once you need bulk email, branding removal or PayPal.

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Frequently asked questions

Is Thinkific cheaper than Kajabi?

On list prices, yes at the entry level: Thinkific Start is USD 109 a month against Kajabi Basic at USD 179, or USD 82 and USD 143 billed annually. At the top public tier, both are USD 499 a month on monthly billing. Prices checked 30 Oct 2026.

Do Kajabi or Thinkific take a transaction fee?

Neither lists a revenue share when you use its built-in payments. Kajabi Payments in the US costs 2.9%, 2.8% or 2.7% + USD 0.30 by plan. Thinkific's FAQ puts Thinkific Payments at about 2.9%. Both add 2%, 1% or 0.5% by plan if you use a third-party gateway instead.

When does Thinkific's third-party gateway fee apply?

Thinkific's FAQ says the fee applies to the first USD 1M in sales each calendar year, only in the US, Canada, the UK and the EU, and not where its own commerce tools are unavailable. Plus has no third-party fee.

How many courses can I sell?

Thinkific lists unlimited courses on every plan. Kajabi caps products at 5 on Basic and 50 on Growth, with unlimited products on Pro.

Which includes email marketing?

Kajabi lists unlimited marketing emails, funnels and landing pages on all plans, with contact caps of 2,500, 25,000 and 100,000. Extra contacts cost USD 125 a month per 25,000. Thinkific lists bulk email from Grow.

Is there a free trial?

Thinkific lists a 30-day free trial and no free plan. Kajabi's pricing page lists a 30-day money-back period.

Do they offer a branded mobile app?

Kajabi includes a branded app on Pro, which its pricing page values at USD 199 a month. Thinkific offers a branded mobile app as an add-on at USD 199 a month.

Are these figures from a hands-on test?

No. tested is false. This page reads each vendor's published pricing, FAQ and plan limits. Payment fees shown are the vendors' published rates for US cards.